{"id":81344,"date":"2020-03-04T09:00:55","date_gmt":"2020-03-04T15:00:55","guid":{"rendered":"https:\/\/www.uv.mx\/prensa\/?p=81344"},"modified":"2020-03-05T12:04:45","modified_gmt":"2020-03-05T18:04:45","slug":"grandes-bancos-del-mundo-se-transforman-de-cara-al-futuro","status":"publish","type":"post","link":"https:\/\/www.uv.mx\/prensa\/general\/grandes-bancos-del-mundo-se-transforman-de-cara-al-futuro\/","title":{"rendered":"Grandes bancos del mundo se transforman de cara al futuro"},"content":{"rendered":"<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" data-aria-posinset=\"1\" data-aria-level=\"1\"><i><span data-contrast=\"none\">Actividades como l<\/span><\/i><i><span data-contrast=\"none\">a banca tradicional y las transacciones en efectivo <\/span><\/i><i><span data-contrast=\"none\">ser\u00e1n reemplazadas paulatinamente<\/span><\/i><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<div id=\"attachment_81346\" style=\"width: 732px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/www.uv.mx\/prensa\/files\/2020\/03\/020320-Are-the-banks.jpg\"><img aria-describedby=\"caption-attachment-81346\" decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-81346\" src=\"https:\/\/www.uv.mx\/prensa\/files\/2020\/03\/020320-Are-the-banks.jpg\" alt=\"\" width=\"722\" height=\"481\" srcset=\"https:\/\/www.uv.mx\/prensa\/files\/2020\/03\/020320-Are-the-banks.jpg 722w, https:\/\/www.uv.mx\/prensa\/files\/2020\/03\/020320-Are-the-banks-300x200.jpg 300w\" sizes=\"(max-width: 722px) 100vw, 722px\" \/><\/a><p id=\"caption-attachment-81346\" class=\"wp-caption-text\"><span data-contrast=\"none\">Zbigniew<\/span> <span data-contrast=\"none\">Korzeb<\/span><span data-contrast=\"none\">, de la Universidad Tecnol\u00f3gica de <\/span><span data-contrast=\"none\">Bialystok<\/span><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\"> Polonia, <\/span><span data-contrast=\"none\">imparti\u00f3 la conferencia \u201cAre <\/span><span data-contrast=\"none\">the<\/span> <span data-contrast=\"none\">banks<\/span><span data-contrast=\"none\"> in <\/span><span data-contrast=\"none\">their<\/span> <span data-contrast=\"none\">existing<\/span> <span data-contrast=\"none\">form<\/span> <span data-contrast=\"none\">still<\/span> <span data-contrast=\"none\">relevant<\/span><span data-contrast=\"none\">?\u201d<\/span><\/p><\/div>\n<p><b><i><span data-contrast=\"none\">Carlos Hugo Hermida Rosales<\/span><\/i><\/b><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><b><i><span data-contrast=\"none\">0<\/span><\/i><\/b><b><i><span data-contrast=\"none\">4<\/span><\/i><\/b><b><i><span data-contrast=\"none\">\/03\/<\/span><\/i><\/b><b><i><span data-contrast=\"none\">2020<\/span><\/i><\/b><b><i><span data-contrast=\"none\">,<\/span><\/i><\/b> <b><i><span data-contrast=\"none\">Xalapa, Ver.<\/span><\/i><\/b> <span data-contrast=\"none\">Zbigniew<\/span> <span data-contrast=\"none\">Korzeb<\/span><span data-contrast=\"none\">, catedr\u00e1tico e investigador de la Universidad Tecnol\u00f3gica de <\/span><span data-contrast=\"none\">Bialystok<\/span><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\"> Polonia, <\/span><span data-contrast=\"none\">dialog\u00f3 <\/span><span data-contrast=\"none\">sobre la pertinencia de las instituciones bancarias en la actualidad y los cambios que deben adoptar de cara al futuro, al momento de impartir la conferencia \u201cAre <\/span><span data-contrast=\"none\">the<\/span> <span data-contrast=\"none\">banks<\/span><span data-contrast=\"none\"> in <\/span><span data-contrast=\"none\">their<\/span> <span data-contrast=\"none\">existing<\/span> <span data-contrast=\"none\">form<\/span> <span data-contrast=\"none\">still<\/span> <span data-contrast=\"none\">relevant<\/span><span data-contrast=\"none\">?\u201d,<\/span> <span data-contrast=\"none\">el 27 de febrero <\/span><span data-contrast=\"none\">en la Facultad<\/span><span data-contrast=\"none\"> de <\/span><span data-contrast=\"none\">Econom\u00eda <\/span><span data-contrast=\"none\">de la Universidad Veracruzana (UV)<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">E<\/span><span data-contrast=\"none\">n e<\/span><span data-contrast=\"none\">ste evento<\/span><span data-contrast=\"none\">, <\/span><span data-contrast=\"none\">organizado por la <a href=\"https:\/\/www.uv.mx\/internacional\/\" target=\"_blank\" rel=\"noopener noreferrer\">Direcci\u00f3n General de Relaciones Internacio<\/a><\/span><span data-contrast=\"none\">nales (DGRI), <\/span><span data-contrast=\"none\">a <\/span><span data-contrast=\"none\">trav\u00e9s del Programa de Estudios sobre Am\u00e9rica del Norte (PEAN)<\/span><span data-contrast=\"none\">, e<\/span><span data-contrast=\"none\">l acad\u00e9mico coment\u00f3 que en <\/span><span data-contrast=\"none\">los \u00faltimos a\u00f1os la conceptualizaci\u00f3n del negocio ba<\/span><span data-contrast=\"none\">ncario ha cambiado radicalmente, y que<\/span><span data-contrast=\"none\"> los <\/span><span data-contrast=\"none\">grandes bancos <\/span><span data-contrast=\"none\">de muchos pa\u00edses se han transformado a trav\u00e9s de adquisiciones y fusiones en <\/span><span data-contrast=\"none\">conglomerados.<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">\u201cEste nuevo concepto de banco ofrece<\/span><span data-contrast=\"none\"> una gran cantidad de servicios como gesti\u00f3n de activos y de patrimonio, banca minorista,<\/span><span data-contrast=\"none\"> seg<\/span><span data-contrast=\"none\">uros e inversiones, entre otros\u201d, detall\u00f3.<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Mencion\u00f3 que actualmente los sectores bancarios se enfrentan a nuevos desaf\u00edos en relaci\u00f3n con el entorno cambiante en el que operan <\/span><span data-contrast=\"none\">las instituciones de cr\u00e9dito.<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Entre \u00e9<\/span><span data-contrast=\"none\">stos se encuentra llevar a ca<\/span><span data-contrast=\"none\">bo las reformas necesarias que exige Basilea IV, que es un conjunto de directivas y reglamentos comunitarios <\/span><span data-contrast=\"none\">q<\/span><span data-contrast=\"none\">ue recogen las pautas y recomendaciones del Comit\u00e9 de Supervisi\u00f3n Bancaria en el Banco Internacional de Pagos (BIS)<\/span><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\"> organizaci\u00f3n <\/span><span data-contrast=\"none\">internacional que<\/span><span data-contrast=\"none\"> fomenta la cooperaci\u00f3n financiera y monetaria <\/span><span data-contrast=\"none\">mundial<\/span><span data-contrast=\"none\"> y sirve de banco para l<\/span><span data-contrast=\"none\">a<\/span><span data-contrast=\"none\">s <\/span><span data-contrast=\"none\">instituciones bancarias <\/span><span data-contrast=\"none\">centrales<\/span><span data-contrast=\"none\">.<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Puntualiz\u00f3 que otro reto<\/span> <span data-contrast=\"none\">es implementar correctamente la <\/span><span data-contrast=\"none\">Directiva de Servicios de Pago,<\/span><span data-contrast=\"none\"> que tiene por objetivo mejorar la seguridad en las operaciones bancarias de proveedores <\/span><span data-contrast=\"none\">que hacen uso de ellos<\/span><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\"> como <\/span><i><span data-contrast=\"none\">Go<\/span><\/i><i><span data-contrast=\"none\">o<\/span><\/i><i><span data-contrast=\"none\">gle<\/span><\/i><span data-contrast=\"none\">, <\/span><i><span data-contrast=\"none\">Amazon<\/span><\/i><span data-contrast=\"none\"> o <\/span><i><span data-contrast=\"none\">Alibab<\/span><\/i><i><span data-contrast=\"none\">\u00e1<\/span><\/i><span data-contrast=\"none\">.<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Zbigniew<\/span> <span data-contrast=\"none\">Korzeb<\/span><span data-contrast=\"none\"> asegur\u00f3 que l<\/span><span data-contrast=\"none\">as instituciones bancarias poco a poco se alejar\u00e1n de la banca tradicional en favor de la <\/span><span data-contrast=\"none\">versi\u00f3n <\/span><span data-contrast=\"none\">m\u00f3vil, para lo que deber\u00e1n equiparse con herramientas modernas e interactivas, como las pantallas t\u00e1ctiles y los equipos biom\u00e9tricos.\u00a0<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">A\u00f1adi\u00f3 que igualmente implementar\u00e1n soluciones nuevas e innovadoras, que puedan racionalizar los contactos con los clientes y sus necesidades.<\/span><span data-contrast=\"none\">\u00a0<\/span><span data-ccp-props=\"{&quot;335559731&quot;:708}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">El catedr\u00e1tico tambi\u00e9n <\/span><span data-contrast=\"none\">vaticin<\/span><span data-contrast=\"none\">\u00f3 el fin de las transacciones en efectivo, tanto entre empresas como entre particulares, <\/span><span data-contrast=\"none\">y comparti\u00f3 que <\/span><span data-contrast=\"none\">algunos pa\u00edses escandinavos ya anunciaron que prescindir\u00e1n <\/span><span data-contrast=\"none\">de e<\/span><span data-contrast=\"none\">llas en el futuro.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las transacciones en efectivo, tanto entre empresas como entre particulares, est\u00e1n viviendo sus \u00faltimos d\u00edas: Zbigniew Korzeb, investigador de la Universidad Tecnol\u00f3gica de Bialystok, Polonia<\/p>\n","protected":false},"author":1508,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/posts\/81344"}],"collection":[{"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/users\/1508"}],"replies":[{"embeddable":true,"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/comments?post=81344"}],"version-history":[{"count":0,"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/posts\/81344\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/media?parent=81344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/categories?post=81344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.uv.mx\/prensa\/wp-json\/wp\/v2\/tags?post=81344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}